LAW 18.156
Option for Foreign Employees in Chile to opt out of the Chilean Social Security System
Comply with the 18.156 Law requirements
- Foreigner (you cannot have a Chilean passport)
- Technical Employee -Diploma (Apostilled)
- Work Contract – Clause/Annex
Cover Outside of Chile for:
- Old age (Vejez)
- Sickness (Enfermedad)
- Disability (Invalidez)
- Death (Muerte)
Example Companies with whom you can contract the health insurance, life insurance and disability (and income protection) cover:

MSH International in Canada can cover minimum levels for only approximately $20 per month, but you may wish to consider more comprehensive cover: https://www.msh-intl.com/en/europe/individuals/individuals-life-and-disability.html

William Russell in London also offer disability cover (and Income Protection) as well as health cover & life insurance: https://www.william-russell.com/global-income-protection/

Regency offers health cover and life insurance: https://www.regencyforexpats.com/HealthInsurance/index

Best Doctors (Health cover) https://bestdoctors.com/

Uni Health & Life Cover https://www.unihealthandlife.com/